> For the complete documentation index, see [llms.txt](https://docs.sms4sats.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.sms4sats.com/getting-started/wallets.md).

# Wallets & Payments

sms4sats invoices are standard Lightning Network invoices (BOLT11). Any Lightning-compatible wallet can be used to pay them.

### Lightning Wallets

{% embed url="<https://lightsats.com/guide/wallets>" %}
Lightsats Wallet Guide
{% endembed %}

{% embed url="<https://darth-coin.github.io/wallets/lightning-wallets-comparison-en.html>" %}
Lightning Wallet Comparison
{% endembed %}

### Swap Other Cryptocurrencies to Lightning BTC

If you hold USDT, LTC, ETH, or other assets, you can swap them to Bitcoin on Lightning Network to pay invoices:

{% embed url="<https://fixedfloat.com/ETH/BTCLN?ref=pmdxabka>" %}
FixedFloat — Swap to Lightning BTC
{% endembed %}

{% hint style="info" %}
Swaps typically complete in a few minutes. Make sure the output amount covers the invoice value before initiating a swap.
{% endhint %}


---

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